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Hello, friends today I will tell you about Amazon Prime Rewards Visa Signature Card, the great credit cards out there why would you want to add another credit card to your wallet and especially a specific store credit card well if you do any kind of shopping it might be pretty dumb not to have a specific store credit card?
I’m gonna tell you
The best online shopping card,
The best electronics card,
The best everyday shopping card,
The best grocery and gas card
The best clothing card
The best home-improvement card
The best store card.
The best online shopping and the overall best car has got to be the Amazon Prime Rewards Visa Signature card issued by Chase and we’ll talk about all the gems of this card.
Amazon Prime Rewards Visa Signature card Details
APR (Purchase Annual Percentage Rate)
Amazon Prime Rewards Visa Signature card, First of all, it does have a high ongoing APR currently at the time, between 14.24% to 22.24% depending on your creditworthiness the other issue is in order to get the five percent back on Amazon purchases you do need to have an Amazon Prime account which can be a little pricey.
Chase loan Currently at the time, between 14.24% to 22.24% depending on your creditworthiness.
Balance transfer Currently at the time, between 14.24% to 22.24% depending on your creditworthiness.
Cash advance Currently at the time 24.99% and Minimum Interest Charge is 0.
There is no annual charge.
Balance transfer Can be $5 or 5% of the amount of each transfer.
Cash advance Can be $10 or 5% of the amount of each transaction.
There are also no foreign transaction fees.
Late Payment & Return Payment Fees
Can be Up to $39 and There is no fee for a returned cheque.
Earn 3% Back
Amazon Prime Rewards Visa Signature card, we’re gonna discuss this card has got quite a few shining gems first off you get a whopping 3% back on all Amazon and Whole Foods purchases if you’re a prime member and that’s unlimited so no caps to worry about no rotating categories you’ll also get two percent back at restaurants and gas stations and drug stores for all other purchases.
Amazon Prime Rewards Visa Signature card, You’ll get 1% back now this is a 0% annual fee card but we’ll discuss that a little more in a minute it’s an open-loop card meaning you can use it anywhere Visa or Master Card accept it and you also get a little sign-up bonus.
You’ll get a $50 Amazon gift card and if you have a Prime account you’ll get a $70 gift card there are also no foreign transaction fees which I love and you get an extended manufacturer’s warranty plan which adds on an extra year on to the manufacturer’s warranty you also do have the option to choose 5% back or special financing on purchases over a certain amount and all honesty the 5% back is typical.
Use Your Points
Amazon Prime Rewards Visa Signature card, You can use your points to redeem for eligible purchases at Amazon, You can also use your points to redeem for cash, there is no minimum number of points Other redemption options include travel, gift cards, and products or services made available through the program
Benefits of Card
Amazon Prime Rewards Visa Signature card, This offer is now when it comes to everyday shopping I think the best credit card and one of the toughest tobe are honestly the target red credit offers target fanatics a 5% discount every day on most things in the store as well as online purchases including-store Starbucks for all you coffee addicts out there one thing I love about this card is its simplicity there’s no rewards or points to accumulate for a reward certificate its simply 5% discount on most purchases.
You’ll also receive free shipping on most items online there are a few exclusions like prescriptions, unfortunately, clinic services eye exams gift cards so you’ll have to check that out for yourself but you also get an extra 30 days to return items.
That’s a nice little buffer if something doesn’t work out for you another cool thing you can do is stack savings with this card by using the target cartwheel app and target subscriptions and gain savings of up to 55% so take advantage of the extra savings, by the way, there is no annual fee.
There’s no need to try and break even with this card the targeted card is also offered in an Amazon Prime Rewards Visa Signature card version that way you can link straight to your checking account
There’s no interest to worry about our credit card balance to manage and you get all the same benefits as the credit card one of the biggest duties is the hefty variable APR and at the time of filming it’s 25 points 15% so make sure you’re not carrying a balance with this card or else.
It will completely wipe out any of the savings you were making it is a closed-looped card so you can only use it at Target unfortunately but with the capability to shop online get free shipping you can pretty much get whatever you need if you don’t live close to a physical store or they don thave what you need in that exact store
Amazon Prime Rewards Visa Signature card, Now the shipping of three to five days can honestly be slow if you do need a product immediately and you don’t like waiting you’ll probably want to check out the Amazon card we just mention so who is this card for them it’s honestly for every day but especially for Target loyalists with a 5% discount on most purchases in-store and online with free shipping and 30 extra days for returns it makes for a great card.