Read Time:2 Minute, 43 Second
Today, we’re talking about the Amazing Benefits of a PayPal Credit Card. If you’re looking for a quick overview, there are four things you really need to know…
First, there are two different PayPal Credit Card offers with different rates, fees, and rewards.
Because we’ll get into the specific differences between them shortly.
The second key thing you need to know about the PayPal credit cards is that none of them have annual fees. So they could provide nothing but savings if you use them wisely. And Get a credit decision in seconds and use your PayPal Credit account to shop everywhere PayPal is accepted
Third, both PayPal credit cards offer rewards. More specifically, the PayPal CashBack Credit Card gives 2% cashback on all purchases and you can Earn Cash Rewards every time you use your card no purchase exceptions. And the PayPal Extras Credit Card gives 3points per dollar spent at gas stations and restaurants, 2 points per dollar spent with PayPal and eBay, and 1 point per dollar on all other purchases.
Fourth, you’ll need good credit or better for good odds of getting approved for a PayPal credit card. Those are the four key things that you really need to know.
You can learn more about PayPal Credit Cards by clicking the button here. If you’ve got more questions, though, I’m sure I can clear them up, too.
For starters, will the PayPal credit cards help you save on interest? The PayPal Extras Card and the PayPal CashBackCard actually have pretty high-interest rates, so you should plan to pay your bill in full each month if you decide to apply for either.
With that being said, how do you choose between the two PayPal credit card offers? It really depends on whether you want low interest or rewards. If you want rewards, your choice comes down to whether or not most of your spending is on gas and dining out, in which case you’d want the PayPal Extras Card.
If your spending is more spread out, get the PayPal Cash Back Credit Card. You might also want to know how to go about redeeming what you earn? Both Paypal credit cards allow you to redeem your rewards earnings directly into your PayPal account balance.
You can also redeem for gift cards, travel, and merchandise. Just watch out with the PayPal Extras Credit Card because your points are probably going to be worth a little less than a cent each.
For example, 6,000 points get you $50.Most credit cards with points would give you$60.Finally, it’s always worth checking to see whether a card has any other special benefits, or if there’s anything in the offer to worry about…When it comes to other perks, there are a few on the two PayPal credit cards.
For example, both offer price protection and extended warranties on purchases. With that, you should have what you need to make an informed decision about applying fora PayPal Credit Card. To learn more, you can head to this button right here.